Do we owe anyone an apology for economic crisis?

I read a very nice commentary on CNN.com today. It was a nice look at why we (I'm guessing anyone born after WWII should give our parents and grandparents who survived the Great Depression and WWII an apology. It is a nice sentimental message meant to illicit a guilt ridden emotional response from the reader. I have to ask this question though. Does the writer even understand the generation about which he is speaking? These are the people who learned the hard way that you can only rely on yourself. The government isn't the answer (although many think this is what they learned, it isn't) and investments aren't the answer, etc. These people came out of the depression and WWII with a belief that you have to take care of yourself and fight for what you believe in. Hmm... a bit of this attitude would be nice right about now. At any rate, they are notoriously known for being conservative investors, unwilling to take risks with their money. Therefore, the large majority of them have not been hurt by the collapse of the stock market. In fact, anyone who has aggressively invested money in the stock market at the age of 70 really didn't learn anything from the Great Depression, did they? They didn't even listen to financial advisers either. I'm sure there are some people of the older generation who have been hard hit by the economy, but not as the writer of this article suggests, because greedy Wall Streeters lost all their money. This is true for some of us, but unlikely to be true for the vast majority of people who survived the Great Depression. In addition, are these people not getting Social Security? Isn't the Social Security program the very thing the country created in order to allow the older generations peace of mind in their old age? Why are we supposed to apologize if these folks are, in fact, getting what they were promised? I know I can't rely on Social Security in my old age, so perhaps we should be apologizing to my generation for setting up a system destined for bankruptcy before I'll ever see one penny. I don't know. Times are tough, and there are some prosecutions that certainly need to be made in court, but I believe this "crisis" would have happened inevitably. You see, that's how a capitalist system works. There are good times and bad times. Sometimes you can do things that put off the really bad times (like we've done over the past 70 years) but you can't stave it off forever. So, I would argue that perhaps greed brought this thing on faster than it might otherwise have occurred, but it would have happened regardless, so really Mr. Greene, who are you kidding?